ICICI Bank Personal Loan How To Take: ICICI Personal Loan | Personal Loan | ICICI Bank Personal Loan

ICICI Bank Personal Loan How To Take: ICICI Personal Loan | Personal Loan | ICICI Bank Personal Loan

ICICI Bank Personal Loan: Friends, welcome to you another post in which we are going to prepay ICICI Bank’s information about taking a personal loan. Do you wish to borrow about? In case you have the ability to invest up to 25,00,000, then this article has a piece of very tiny information for you.

Can Apart from the customers who are reducing the ICICI bank salary, those who are self-employed, give both their personal loans at one interest. We will tell you how to take a loan from ICICI Bank and how to reduce your salary. We will also give you detailed information about what documents you will need and what documents you will need. Which is the cone process by which you will get this personal loan and we will tell you all.

Why take a personal loan from ICICI Bank?

ICICI Bank friends, if you take a loan from this bank, then you can receive a personal loan of up to Rs 25 lakh without providing any testimony. Yes, friends, if you take a loan from a specific side, then you must bring it into your current account, but ICICI Bank does not require any kind of testimony.

For 12 months to 72 months, you would get the opportunity to repair a loan provided here. In 72 months’ time, you would qualify for a 6-year line of credit.

Who can take a loan from ICICI Bank?

Anyone who is a salaried employee with a minimum monthly income of Rs. 15,000 is eligible to apply for an ICICI Bank Personal Loan. The applicant must also be between the ages of 23 and 55 years old.

  1. If you are salaried people, then you should be at least 23 years to 58 years.
  2. If you want to take a loan, then their monthly salary should be ₹ 30,000.
  3. Where you work, you should be working for almost the last two years.
  4. Apart from this, where you are living, there is a permanent for the last one year.
  5. Apart from this, the CIBIL score of whose name you want to take this loan should be good only then you will be able to get a loan from here.

ICICI Bank offers personal loans to both salaried and self-employed individuals. However, certain conditions must be met in order to be eligible for a loan from ICICI Bank. Firstly, the applicant must be between the ages of 23 and 55 years old. Secondly, the applicant must have a minimum monthly income of Rs. 15,000 in order to qualify for a loan. Lastly, the applicant must have a good credit history in order to be approved for an ICICI Bank Personal Loan.

We will now talk about those individuals who want to borrow money and do so as soon as possible. What criteria should be met – that’s now to be discussed:-

  • If you are a self-employed person, then you should be at least 25 years to 65 years.
  • Also, your annual Turn Over should be Rs 15 lakh here, only then you will be able to get a personal loan.
  • Also, the bank also checks your profit, which should be more than two lakh rupees.
  • Here your business stability will also be checked which should be five years old.
  • Also, your account should be one year old.

Is the documentation required to get an ICICI Bank personal loan?

First of all, know that Salaried people will have to give documents from the cone –

  • Two passport-size photo
  • Aadhar card, driving license, voter card, etc. as ID proof
  • For address proof, you can give your Aadhaar card and PAN card.
  • Also, friends, you have to give a bank statement for the last three months here.
  • Also, you have to give a salary slip for the last three months.

Now let’s talk about what documents they will have to give for self-sufficiency.

  • Aadhaar card, driving license, voter card, etc. as ID proof
  • For address proof, you can give your Aadhaar card and PAN card.
  • You have to give income returns for the last two years.
  • Also, friends, you have to give a bank statement for the last three months here.
  • Also, you have to give your office address
  • Also, you have to tell how many years you have reduced.

ICICI Bank Personal Loan how much will be interest and time?

ICICI Bank Personal Loan: How Much Will Be Interested and Time?

When it comes to availing of a personal loan, ICICI Bank is one of the most popular choices among Indian borrowers. This is because the bank offers attractive interest rates and terms on its personal loans. However, before availing of an ICICI Bank personal loan, it is important to understand how much interest you will have to pay on the loan, as well as the repayment tenure.

The interest rate on an ICICI Bank personal loan starts at 11.25% per annum. However, this rate is subject to change depending on factors such as your credit score, income level, and repayment history. The repayment tenure for an ICICI Bank personal loan ranges from 12 to 60 months.

Read More: How to Take ICICI Bank Business Loan 2022: ICICI Bank Business Loan Apply | How To Apply for Business Loan In ICICI Bank

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